Personal finance, spoken

Say it. Finora waits for you.

Tell it what happened in the words you'd use with a friend — it follows the language you speak. It drafts the entry. You decide whether it counts.

The AI proposes. It never commits. Nothing reaches your books until you say yes — not once, not for a small amount, not ever.

Coming soon on theApp Store Coming soon onGoogle Play

In private testing. Not yet on the stores.

Asking Finora where the money went this month, and its answer: rent, food, loan repayment and utilities, with the records it counted.
A woman at a sunlit kitchen table speaking to her phone, receipts beside her.

Why speaking

Nobody fills in a form at the till

Every finance app dies the same way: a form with eight fields, at the exact moment you have one hand free and thirty seconds. So the entry never gets made, and by the end of the month the numbers are fiction.

Saying one sentence takes three seconds, and you can do it walking away from the counter.

Inside the app

Your money, and how it got there

Every figure traces back to an entry you confirmed. Nothing is estimated, rounded away, or quietly edited later.

The Finora home screen: total cash, money in and out this month, six months of income against spending, and a ring of where the money went.

HomeSix months of in against out, and where this month actually went.

Finora listening: a softly lit orb ringed with a live waveform, captioned listening, just say it.

TalkingIt listens, answers out loud, and you can cut it off mid-sentence.

People screen: money lent to Chaminda at three percent a month showing nine thousand rupees of interest, and an interest-free loan to Amma.

PeopleWhat you lent, what it has earned, and the working behind it.

How it works

Three steps, and you control the last one

Most finance apps ask you to fill a form. Finora asks you to talk, then shows its working before anything is recorded.

Step one

You say it

“Lunch 2500 from cash.” “Chaminda aiyagen 25,000 gaththa.” Plain speech, either language, no fields to fill.

Step two

It drafts

Finora works out the amount, the category and the account, and shows you exactly what it understood — including what it wasn't sure about.

Step three

You decide

Correct it or confirm it. Only then does it become a real entry, posted by a deterministic engine that does the arithmetic.

“AI proposes; the deterministic finance engine commits.”

The rule the entire codebase is built around.

A model is allowed to be wrong

A language model that is right 99% of the time still gets one entry in a hundred wrong. A ledger's whole value is that it isn't sometimes wrong. So the model never writes to it — it can only ever suggest.

The arithmetic isn't guessed

Every balance, every interest calculation, every split is computed by ordinary code in integer cents, not by a model predicting plausible digits.

Nothing is quietly edited

Entries are never overwritten. A correction is recorded as its own linked reversal, so the history of what you believed, and when, stays intact.

Speaking raises the bar

A misheard number is invisible when there's nothing on screen. So a spoken money change always reads the amount and the person back before recording.

Money between people

The loans that no app tracks

The money that actually moves between friends and family — lent, borrowed, part-repaid, with terms agreed out loud and never written down.

“1% a day.” “Pay me back when you can.” Finora records the arrangement you actually made, shows what settles it today, and opens every figure into how it was reached, day by day.

See the loan view →

Two friends talking over tea on a verandah, a phone resting face-down between them.

Your data

Kept close, and deletable

Finora holds your financial records to do its job, and nothing beyond that. No advertising, no analytics SDKs, no data brokers, nothing sold to anyone. Every connection is encrypted, your data sits on our own servers in the EU, and deleting your account erases all of it — from inside the app, permanently.

Read the privacy policy →

Try it with us

Finora is in private testing with a small group. The apps arrive on the App Store and Google Play once they're ready.

Coming soon on theApp Store Coming soon onGoogle Play

Want in? Email us.